I am Lady Evangelist Esther Bamiloye, now Mrs Bakare. I am the 55-year-old woman that got married recently for the first time in her life as a Virgin. My husband is Esther Bamiloye, a 62-year-old artisan. Before we got married, he was never married too.
I have a Grade 2 certificate, but I am not into teaching. I am into garment production. I produce garment such as vests, sports wears, washable diapers and more.
Is there a story behind your long wait before getting married?
The devil had plans to stop me from getting married. When I felt I was ready, there was no man coming for me. I kept waiting on God for a miracle till I reached 55-years. I never dated anyone till I got married. Initially, I thought the problem was from my former church and I left, but I give glory to God. He did it for me in my new church and all the barriers were removed.
Were you under any kind of pressure from family, friends and others during your long wait for the right partner?
Things like that can’t be ruled out, especially when you see your mates or those younger than you doing well, getting married and you are yet to do yours, there will definitely be pressure from people around.
How bad was it?
It was tough. It was one of the reasons I left my former church and joined another church because the pressure was too much at a point.
What exactly did you do to survive the pressure?
I was able to withstand all the pressure because of my deep-rooted faith, belief and focus on Christ Jesus. Specifically, God gave me that grace, dedication and help from certain quarters also sustained me all through.
What was the strangest advice you received during this period?
I can’t count them, but none of the pieces of advice really scared me, except seeing those younger than me getting married on time, while I was waiting, almost wasting away.
Do you have stories of relationships that didn’t work out?
No, I did not at any point in time have any date before I eventually got married. I lived a decent life throughout my school days. I didn’t have any relationship before. I accepted Christ very early and when I was still a student, I didn’t even give any thought to it, as I knew I was not ready then.
When starting this particular relationship that culminated in a marriage, did you have fears that it might not work out?
No at all. My relationship was planned by God. The way God did it, it can’t be explained. It came into fulfillment just as God said it.
How did you meet your husband and what attracted you to him?
God had been revealing his picture and personality to me and speaking to me about him through some people for over three years. Exactly on the day it reached three years that I first got the revelation, God sent the message again through a prophet. The description of his looks, where he would come from and others matched perfectly when I set my eyes on him at Ilesa. My church is in Osogbo, but we had an event in Ilesa where I met the man destined for me.
God even revealed our wedding date, which was October 29, 2021. The period between our meeting and wedding was really short. I give God all the glory for remembering me after all these years.
What are the plans you have for your marriage, like number of children you want to have?
God does all things and one of the blessings of marriage is having children. One has to look forward to childbearing and be steadfast in things of God, and live a happy and fulfilled life. I don’t really have a specific number of children in mind. (We want) as many as God can give us and we can take care of.
Are you not scared of childbearing in view of your age?
I can’t be scared of such things. In fact, I am looking forward to having babies. God that has brought me this far will do it and make all things easy. He is God.
What will you describe as your most painful experience during your moments of waiting?
They were many. Imagine someone of that age not having a husband and not that I deliberately wish not to have. There were many days of weeping, begging God to have mercy. But today, I am happy because as great as the affliction was, I was still able to achieve a lot of things in other areas of my life.
Did you at any point lose hope?
Not really. But I was overwhelmed at some point. It was simply God’s grace that kept me going. I did not know any man till I got married to my husband. I married as a virgin.
After the long waiting period, now that you are married do you feel fulfilled?
Yes, I feel really happy and fulfilled. Words can’t really explain how I feel.
What about your parents? How did they feel about your case and how do they feel now?
As parents, they had no other option than to resort to prayers too and now that God has answered their prayers, they are happy and grateful. They never added to the pressure. They were praying for me.
What is your advice for those who are presently going through what you experienced before getting married?
I advise them to be steadfast in Christ. Although it is not always easy, but with prayers, steadfastness, faith and not being weary, all will end with beautiful testimonies. I am a living testimony and I can confidently say it that God answers prayers, even though it may take a long period of time.
HAVING A FIRSTBANK SALARY ACCOUNT CAN EASE YOUR MONEY PROBLEMS, FIND OUT HOW…
“There is always a lot to spend money on, and sometimes the bills can’t wait for the salary to be paid” Tope complained when his wife informed him that they had run out of cooking gas and had to refill.
He had just moved to a new location with his family and the bills seemed to be coming at such speed that he could hardly keep up.
Barely three weeks in the new apartment, the electricity bill had arrived. The new apartment was bigger than the last and their two double-seater cushions left too much space vacant in the seating room. They needed to get a couple more furniture to fill the space. His wife had not stopped reminding him of the car he promised to get, in order to ease mobility for the family.
Everyone has been a Tope at some point in time, and that is why everyone needs a financial partner like FirstBank, Nigeria’s premier and leading financial services brand. FirstBank offers a variety of loan products that can help you ease off pressure as you work towards meeting pressing and urgent needs, as well as medium term goals.
FirstAdvance is a digital product tailored for Salary Account holders, who have an urgent cash need and would want to access salary advance from the bank. If you have held a salary account with FirstBank for up to two months, you can access 50% of your monthly net salary and as much as half a million naira (N500,000).
A physical visit to the bank branch is not required as you can access it via the FirstMobile (FirstBank’s Mobile banking app) and USSD channels. To access the service via USSD, dial *894*11# from the phone number linked with your FirstBank account. This has proved to be the solution for many people while emergencies arise before pay day. There is no point in waiting for month end before you can take on those pressing financial obligations.
FirstCredit is another digital product designed to cater for the non-salaried individuals. All that is required is for your account to have been active and transacting in FirstBank for six months or more to access FirstCredit. It provides customers with quick and easy access to loans to fund urgent transactions. You do not need a smart phone or a physical visit to the bank to get this done as well. This credit facility can be accessed using a mobile phone and the USSD banking code, *894*11#. You can access as much as N300,000 to be repaid within 30 days.
No physical documentation or collateral is required, neither do you need a physical visit to the bank to access both loans. Imagine the confidence that comes with sorting out your bills within minutes and without having to wait till month end.
Salary accounts should do more than receiving your monthly pay from your employer. It should be instrumental in making your day-to-day living easier, and this is what having your salary account with FirstBank can achieve for you. You can get a Personal Loan Against Salary (PLAS) if you have a a longer-term project at hand or investments to make. It may be paying school fees for your kids, acquiring assets or renovating your properties, paying rent, taking professional examinations.
Customer who qualify can access Up to N50 million based on their net monthly income and rates are competitive, while offering long term and flexible repayments up to 48 months tenor.
Despite all these benefits and ease in access to loans, it literarily costs nothing to open a FirstBank Salary Account. Zero opening balance, Zero minimum daily operating balance, Zero account maintenance charge, plus you even get your first debit card issued for free.
Truly, it is always “YOU FIRST” from FirstBank.
UBA Group Dominates the 2021 Banker Awards, Wins ‘African Bank of the Year’
Breaks the Banker Magazine Record as it wins Best Bank in Nigeria and 12 of Its Subsidiaries Africa’s global bank, United Bank for Africa (UBA) Plc yet again, reaffirms its leadership position across Africa, as the bank has been globally recognised as the African Bank of the year 2021 by the Banker Magazine, a leading global finance news publication published by the Financial Times of London.
UBA’s solid financial performance, its excellent service delivery to customers and its continuous role of facilitating rapid economic growth across the African continent were some of the reasons that led to the bank being named best bank in 12 of its African subsidiaries and in Nigeria. UBA Nigeria Plc, UBA Benin, UBA Burkina Faso, UBA Cameroon, UBA Chad, UBA Congo Brazzaville, UBA Cote D’Ivoire, UBA Gabon, UBA Guinea, UBA Liberia, UBA Senegal, UBA Sierra Leone and UBA Zambia all came out top as the best banks in their respective countries.
This will not be a first for UBA. In 2020, six of its subsidiaries in Benin, Cote D’Ivoire, Chad, Liberia, Sierra Leone and Zambia were winners of the Best Bank award. This year, the UBA Group is breaking a record with its exceptional wins as African Bank of the Year and Bank of the year in 13 countries. The total 14 awards makes it the first time ever in the history of the almost 100 years of The banker, that any banking group will be clinching as many as 14 wins in a single year.
At the Virtual award ceremony which was held on December 1st 2021, the Middle East and Africa Editor for The Banker, John Everington, explained at the event that a rigorous and highly analytical process is made annually to reach the decision for each Bank of the Year award and the institution’s reputation for independence, authority and integrity is thoroughly applied to each submission.
“While several African banks impressed the judges this year, there was no doubt as to the worthiest recipient of the Bank of the Year for Africa – UBA Group – a clear winner across a wide range of criteria. UBA has performed impressively across its footprint with a strong financial performance across most of its markets,” Everington said.
UBA’s Group Managing Director/Chief Executive Officer, Kennedy Uzoka, who expressed delight over the recognition from The Banker stated “Like I always say, at UBA, we must be doing something right. Winning 14 total awards in13 subsidiaries and the Bank of the Year on the African continent is a big achievement.’
Continuing, Uzoka said, “The recognitions come as a reassurance that we are on track in consolidating our leadership position in Africa, as we continue to create superior value for all our stakeholders. We have our millions of customers across the globe and our many thousands of staff to thank for this. They are the very reason why we keep winning’
Since1926, the Bank of the Year awards has been celebrating the best of global banking and is regarded as the industry standard for banking excellence. The 2021 edition highlights those institutions that have outshone their peers in terms of performance, strategic initiatives and response to the Covid-19 pandemic.
The Banker Magazine is a publication of the Financial Times – a leading global finance news publication which has been in existence since 1888. The Banker magazine is the definitive reference in international banking for high level decision makers.
United Bank for Africa Plc is a leading Pan-African financial institution, offering banking services to more than twenty-five million customers, across over 1,000 business offices and customer touch points, in 20 African countries.
With presence in the United States of America, the United Kingdom and France, UBA is connecting people and businesses across Africa through retail; commercial and corporate banking; innovative cross-border payments and remittances; trade finance and ancillary banking services
Crisis Rocks Ghana Parliament As Members Clash Over 2022 budget
The 2022 budget of Ghana suffered another set back as the House could not reach concerts on its passage.
The Minister of Finance, Mr. Ken Ofori Atta had presented the budget for the House to deliberate upon and possibly approve it for passage to the president to work with. But the House is in disagreement.
The Majority members had earlier hoped in easy passage but, they were shocked to witness a tie in the House. The ruling Party, New Patriotic Party ( NPP) has 137 members in the House, same to the main opposition party, The New Democratic Congress(NDC)
The Speaker who could have added one to the ruling NPP lacks the constitutional right, as the Constitution denies him voting right as the presiding officer.
The case will then be taken to the Supreme Court for intervention. The issue has been a major challenge threatening the smooth democracy in the country. The decision to go to Supreme Court is expected to be taken before or by Friday sitting.
By Moses Owopade,
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